Starting from the academic year 2024/25, in addition to scholarships, ISEE income-based benefits, and collaboration grants, Ferrari Fashion School students who intend to attend first and second level academic courses can take advantage of an additional opportunity: the “per Merito” student loan from Intesa Sanpaolo.
Ferrari Fashion School students can rely on financial support designed by Intesa Sanpaolo to help them expand their skills. “per Merito” is a loan that any student residing in Italy can obtain, provided they are in good standing with their chosen course of study, and it requires no collateral. The loan will be disbursed starting from June of the first year, after earning at least 20 academic credits.
“per Merito” helps cover tuition fees, the purchase of educational materials, accommodation expenses, and everything necessary to pursue one’s studies with peace of mind. Students are not required to provide an accounting of these expenses.
At the end of their studies, a 24-month “bridge period” begins, during which the student will no longer receive disbursements but is not yet required to repay the loan.
Repayment occurs over a maximum period of 30 years; there are no additional costs for early repayment.
The interest rate is fixed and determined at the time of signing.
All interest is transferred by Intesa Sanpaolo to the Fund for Impact, a fund created to support categories with difficulties accessing credit and education.
For contractual conditions, please refer to the Information Sheets available at branches and on the bank’s website. Loan approval is subject to the bank’s discretion.
PLEASE NOTE:
Students wishing to apply for the “per Merito” loan must be residents of Italy.
Once the loan is approved by the bank, disbursements are made in semi-annual installments and not in line with Ferrari Fashion School’s deadlines.
Ferrari Fashion School has no other agreements with the bank aside from those specified in the “per Merito” loan guide.
DISCLAIMER
This is a promotional message. “per Merito” is a credit product dedicated to students attending universities in Italy and abroad, or post-diploma training institutions. For contractual conditions, consult the Information Sheets available at branches and on the bank’s website. For more information, ask your branch manager or visit the dedicated “per Merito” page on www.intesasanpaolo.com under the “young people” section.
